WHAT I OFFER

Life Insurance - Term and whole life savings plans. Coverage for hard-to-insure clients declined by regular insurance companies.

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Critical Illness Insurance with refund of premiums upon early loss of life or policy expiry.

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Disability Insurance provides partial income during disability due to accidental injury and/or sickness.

Drugs, Dental & Extended Health Insurance plans for individuals and groups of 5 or more people.

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Visitors to Canada Medical Insurance (with pre-existing conditions) available for visitors to Canada, SuperVisa holders, skilled workers, and new immigrants. 

Super Visa Medical Insurance for up to 2 years on a monthly payment basis.

Travel Insurance covering medical expenses up to $10 million for Canadians travelling out of province/country for multiple annual trips or single year-long trips.

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Student Medical Insurance for Canadians studying abroad and international students studying in Canada. 

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Expatriate Medical Insurance Plan for Canadians living and working abroad, providing $1-2 million coverage of medical expenses like hospital and outpatient services, emergency dental treatment, and health care during short visits to Canada.

24-Hour Accident Protector - worldwide, 24-hours-a-day coverage for accidental loss of life and dismemberment, with double indemnity. 

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RESP (Registered Education Saving Plan) 

with flexible payment options.

RRSP (Registered Retirement Saving Plans) and 
TFSA (Tax Free Saving Account)

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Mortgage Term Insurance - flexible, guaranteed, cost-effective, and secure insurance plans to best meet your protection needs. 

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Policy Review & Reliable Referrals - free review of existing insurance policies with suggestions for any necessary changes. Referrals for home and auto insurance, and real estate.